If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
|
CIT Bank
 |
1.10%
Date: May 14, 2012
|
|
Ally Bank
|
1.09%
Date: May 15, 2012
|
| Highest Rates Recent Rate Changes | |
| Suma Yonkers Credit Union 2 Year CD Account |
1.67%
Date: May 8, 2012
|
| Riverside Bank 2 Year CD Account |
1.51%
Date: May 16, 2012
|
| Personal Care America Federal Credit Union 2 Year CD Account |
1.51%
Date: Apr 27, 2012
|
| Montauk Credit Union 2 Year CD Account |
1.50%
Date: May 2, 2012
|
| Lomto Credit Union 2 Year CD Account |
1.40%
Date: May 9, 2012
|
| Progressive Credit Union 2 Year CD Account |
1.36%
Date: May 4, 2012
|
| Van Cortlandt Cooperative Credit Union 12 Month CD Account |
0.75% to
0.60% Date: May 17, 2012
|
| Island Federal Credit Union Savings Account |
0.40% to
0.30% Date: May 4, 2012
|
| First Connecticut Credit Union 6 Month CD Account |
0.27% to
0.26% Date: May 3, 2012
|
| Thomaston Savings Bank 2 Year CD Account |
0.80% to
0.75% Date: May 3, 2012
|
| Coreplus Credit Union 12 Month CD Account |
0.50% to
0.45% Date: May 3, 2012
|
| Salisbury Bank 6 Month CD Account |
0.30% to
0.25% Date: May 2, 2012
|
